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Discussion Starter · #1 ·
hey im 16 about to turn 17 in a few months
just wondering what the insurance is like for the 1.6 coupe on something like a 2002 plate?
thanks :)
 

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it's not bad from what I remember, although with all insurance matters, you're best off getting some quotes just to see, try popping your details into confused.com to see generally what you're looking at.
 

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yeah, always just go with quotes... so many factors to take into account that there's no point in guessing.

The Coupe will never be THAT cheap to insure because of the type of car it is, no matter what engine. But it's definately an enviable first motor!
 

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No car is cheap to insure at 17, I paid £1750 for a £150 1L fiesta! Don't know how the newer models are viewed insurance wise, but the Gen1s are a lot cheaper to insure than other coupes, a 2.0 is around the same price as a hot hatch (VTR Saxo for example), whilst I got a quote for a 1.6, and it was cheaper to insure than the 1.4 Almera I was driving.
Despite what companies say, the age of the car does seem to affect the price, my fiance was getting quotes for pumas, and 2 otherwise identical cars had £100 preice difference, the 7 year old one £100 more than the 10 year old. I'd get a gen1 or 2 for a couple of years instead of a 55plate, drive sensible and get some ncbs, then upgrade to a 2.0 gen3, as the 1.6 aint the fastest 1.6 around.
Also they like young drivers who take a pass plus course, which will drop your insurance, usually by 10-15%, as you'd have received more training, in situations you probably won't cover on your test, such as motorway driving.
 

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im 19 just passed my test and got a gen1 2L SE all the friends are jelouse and i wudnt give up tinkerbell for anything, but my insurance is silly silly money 2500, and 25mpg :D

365.30 for a headlight
97.70 for a replacement breaklight for the spoiler
pricey parts but....

i would say if you want 1 and can afford it get one, their such an amyzing car to have, nice to drive, i love thier looks, the looks i get driving it and its such a good feeling every time i go out,
 

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if your paying that much for parts you must be buying them off king midas.....are they gold plated???
 

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Discussion Starter · #8 ·
thanks for the advice guys i used comaparethemarket and my cheapest quote was 1215 quid ;) fully comprehensive :D
 

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my renewal this year at 27 and 2 years no claims was £1060, so I would say that's not half bad!
 

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my renewal this year at 27 and 2 years no claims was £1060, so I would say that's not half bad!
That's because of the mods, right?

thanks for the advice guys i used comaparethemarket and my cheapest quote was 1215 quid ;) fully comprehensive :D
For sure that's a good quote! My first car cost me £1100 to insure and that was only a 1.3l 'H' reg escort! Prices have gone up a lot since then so i'm pretty surprised you managed to get a quote that low! Are you sure you didn't accidently put your age as 37 instead of 17? :lol:
 

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thedupleman said:
if your paying that much for parts you must be buying them off king midas.....are they gold plated???
unfortunatly no their not gold plated, their from hyundai. and i didnt break them so i didnt have too pay :D
 

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well when i passed i was driving around in my dads range rover.. but only got tht by traders..

but then i bought my own car which was a pug 106 GTI and tht was a bit to get insured on..

now i ave a Gen2 Hyundai coupe SE 2.0 and im the same with fl x .. i get all my mates racing me and stuff and its not worth it i dnt think coz u know ur gonna leave them ha ha.. but yehh id see wat quotes are like first fella then it gives u a rough idea :D
 

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As a new driver I'd try the Cooperative insurance - When I first started driving many years ago, my first car was a 1.3 Fiat Uno SX ... most companies wanted around the £1200 mark TPFT ... went to the Cooperative insurance and got quoted £595 - thats a BIG difference. Mind you, that's without any mods, and I would advise getting a years NCB under your belt before you go for any modifications otherwise your insurance will sky-rocket.

Also, avoid insurance schemes where they give you a year's NCB after only 10 months, as the best thing to do each time your insurance comes up for renewal is to call around again - and these 10 month policies are not always transferable between insurance companies, even if the new company offers the same deal.

For those drivers with more than a years NCB, try Chris Knott, Sky insurance, or Adrian Flux (I have club discount codes for the first two on the UKHAC forums)

Hope this helps ;)
 

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I've contacted Adrian flux myself several times in regards to the club discount, but they never replied :(
 

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I'm 19 and have 1 years NCB. I pay about £1300 for my Gen 3 2.0l which i thought was pretty good but it seems a lot of you guys have got cheaper quotes. I do pay monthly though which of course makes it more money. you should get a coupe for your first car though u will get so many looks at your age its awesome! lol plus they are much cheaper to insure than cars of similar performance such as the new shape Celica which i found to be about £400 more the the Coupes! Your quote seems pretty good though! i'm with Aviva give them a try mate.
 
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